Discount Home Textiles Luxury items at discount prices


Pay half now, half later

You can spread the cost of your purchase interest free.
*Pay half now, half later
*0% interest
*Pay monthly
*No hidden costs or charges
*UK mainland delivery
*No paperwork required
How it works
Payitmonthly is available on all orders over £200
Simply choose your goods and select the  Pay Half Now, Half Later with Payitmonthly  option at the checkout.
You will then be sent an email confirming your order and will be directed to an online credit application form. A credit check is required and is subject to status. You should receive a decision within one working day.
Once approved, you electronically sign your agreement and we will process your order.
A 50% deposit is required to secure goods. An invoice will be sent to the email address provided.
The remaining balance is then split into equal monthly payments and taken by direct debit.
You can spread the cost in upto 12 monthly instalments.


What are the minimum requirements for credit?

To apply you must:
  • be over 18 years of age
  • be a permanent UK resident and have lived at your address for longer than one year
  • have a debit or credit card
  • have a valid UK telephone number
Will a credit check be performed?

Yes. Payitmonthly will use a third party credit reference agency to perform a credit check. This is used in combination with your entered details to assess affordability.

Do I need to pay a deposit?

A 50% deposit is required and the goods will not be dispatched until we have received the deposit money.

Can I choose how many instalments to spread the cost over?

You can choose to spread the remaining balance over 1 to 12 monthly instalments.

Are there any additional charges or fees?

There is 0% APR interest, no hidden charges and no fees.


Discount Home Textiles

Unit 1D Haletop East

Civic Centre


M22 5RN

0161 222 8891